We provide organizations with a comprehensive perspective of the global debt markets through our global credit ratings and in-depth research.
Our public rating service can offer valuable solutions for entities seeking capital market access, allowing for public comparison to peers and other debt issuers.
A public rating may help:
Issuers enhance financing with diversified funding options in capital markets
Provide market participants with an independent evaluation of credit quality at the issuer and instrument levels
We offer a suite of private, monitored, credit rating services, including entity-level credit ratings for issuers, loan ratings for borrowers, and private ratings for investors. These ratings are distributed via a confidential data room.
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Our unpublished rating services enhance lending decisions for borrowers and provide investors with access to private debt instrument ratings. These ratings are distributed via a confidential data room.
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An Investor Subscription Credit Rating (ISCR) is a regulated credit rating assigned to a debt instrument and made available exclusively to eligible investors and lenders under a subscription agreement.
Other permissible services (OPS) include non-credit rating products.
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This is a secure cloud-based platform connecting rated issuers with the ratings and research information they need whenever they want.
As capital markets have become increasingly global and interconnected, investors face an extensive and often bewildering selection of investment opportunities.
Learn how Moody’s Ratings speaks to the relative credit risk of debt instruments and securities across industries and asset classes around the globe.
Our credit rating system communicates forward-looking opinions on how issuers or financial obligations will perform over time.
Credit ratings reflect forward-looking opinions on the credit risk of issued financial obligations.
The timing of our rating process depends on factors like available information, management discussions, and complexity.
Credit rating agencies assign credit ratings, which are forward‑looking opinions of the relative credit risk of entities, credit commitments, or debt or debt‑like securities. Credit risk is defined as the risk that an entity may not meet its contractual financial obligations as they come due and any estimated financial loss in the event of default or impairment. Credit ratings are expressed using standardized rating symbols and global long‑term and short‑term rating scales and are assigned using published rating methodologies.
The credit rating scale consists of standardized rating symbols used in Moody’s global long‑term and short‑term rating scales to express relative credit risk. For long‑term obligations, ratings range from Aaa, which is judged to be of the highest quality and subject to the lowest level of credit risk, to C, which is the lowest rating category and is typically associated with default and limited prospects for recovery. Numerical modifiers 1, 2, and 3 are appended to certain rating categories to indicate relative ranking within a category.
Under Moody’s global long‑term rating scale, obligations rated Aaa, Aa, and A are judged to have the lowest to low levels of credit risk, while obligations rated Baa are judged to be medium‑grade and subject to moderate credit risk. Together, these rating categories represent obligations with lower to moderate levels of credit risk relative to lower‑rated categories on the scale.
No. Moody’s Ratings does not assign ESG ratings per se, ESG risk ratings, or issuer-level ESG scores. Within its credit rating analysis, however, Moody’s Ratings may capture ESG-related considerations through tools such as Issuer Profile Scores (IPS) and Credit Impact Scores (CIS), which assess how environmental, social, and governance factors may influence an issuer’s credit profile.
In addition, Moody’s Ratings provides separate, non-credit assessment services, including Net Zero Assessments (NZA) and Second Party Opinions (SPO). As part of its SPO offering, Moody’s Ratings may also opine on alignment with regional and global standards through Supplementary Opinions, including the EU Green Bond Standard.
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